Navigating the American healthcare system should not require a law degree. We empower Colorado patients with plain-language medical information, free insurance navigation clinics, expert medical bill reviews, and community-based healthcare rights workshops — led by certified patient advocates and health policy professionals.
Meet one-on-one with a certified patient advocate who will review your insurance situation, identify billing errors or coverage gaps, explain your rights, and build a personalized action plan.
Every service is free, confidential, and designed to put patients first — delivered by certified navigators, health policy attorneys, and community health workers.
Walk-in and scheduled clinics help you compare plans, understand benefits, enroll in marketplace or Medicaid coverage, and resolve eligibility disputes — in English and Spanish across the Front Range. Navigators hold current Colorado Division of Insurance certification and complete annual re-training on marketplace changes, Special Enrollment Periods, and Medicaid expansion.
Learn more →Our billing specialists analyze invoices line by line for upcoding errors, duplicate charges, unbundled codes, and balance-billing violations. Patients who complete our review process see an average 42% reduction in out-of-pocket liability — we negotiate with providers and collections at no cost.
Learn more →Community sessions on the No Surprises Act, prior authorization rights, appeals for denied claims, prescription assistance programs, and workplace benefits protections. Hosted monthly at libraries, community centers, and faith-based organizations across Denver metro, with private bookings available.
Learn more →Real outcomes for real patients. Every number represents a Colorado family who received the advocacy they deserved.
Free, plain-language guides that break down complex healthcare topics into actionable steps any patient can follow.
How to read your Explanation of Benefits, identify errors, and understand what insurance paid versus what you owe.
Read guide →Step-by-step instructions for filing internal and external appeals, including template letters and deadlines.
Read guide →Your rights under the No Surprises Act and Colorado's state-level protections against unexpected out-of-network charges.
Read guide →Select your plan type, expected usage, and prescription needs for an estimated annual cost breakdown, based on 2024 Colorado marketplace averages. For educational purposes only.
These estimates are illustrative only and not a quote. Actual costs depend on your specific plan, provider network, and medical needs.
Hear from Colorado residents who received free advocacy support through Common Sense Healthcare.
"After my surgery, I received a $14,000 bill that my insurance said was out-of-network. Common Sense Healthcare reviewed everything and found that the anesthesiologist was the only out-of-network provider. They filed a No Surprises Act complaint and got the entire balance written off." Maria T., Aurora — Emergency surgery billing dispute, 2024
"I had no idea I qualified for marketplace subsidies. The navigator walked me through the entire enrollment process and I went from paying $620 a month for insurance to $180. That extra $440 a month changed my family's life." James K., Lakewood — Marketplace enrollment assistance, 2023
"My daughter's insulin prior authorization was denied three times. The team wrote a clinical necessity letter, coordinated with our endocrinologist, and filed an external appeal. The denial was reversed in twelve days. They saved her health." Patricia D., Westminster — Prior authorization appeal, 2024
Whether you're facing a confusing medical bill, a denied insurance claim, or you simply need help understanding your coverage, our certified patient advocates are here to help — every service is completely free.
Request Free Consultation →